Sears Accident Insurance


  • Coverage options from $50,000 to $150,000.

  • Acceptance is guaranteed regardless of your age or health status.

  • Premium rates are guaranteed. Coverage decreases by 50% after the age of 71, and by a further 50% after age 75.

  • Up to $100 per day for hospital care, up to $200 per day for home care.

  • Up to 100% increase in benefits if an accident occurs as a passenger in a vehicle.

  • Group rates of 25% premiums for dependants.

At Specialty Life, we provide Canadians with a wide array of no medical exam life insurance options, which include a selection of guaranteed acceptance products. Whether you need coverage for short-term or long-term needs, we can help you find your ideal insurance plan at a price you are comfortable with. Apply for a quote now and discover your options.

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