Permanent life insurance contrasts with term life insurance in that it provides guaranteed protection for life at fixed rates. Many permanent life insurance policies also feature a form of investment component that allows you to accumulate value on your permanent insurance policy, and obtain a greater return on your coverage upon your death. While rates are comparatively higher than with term insurance, there are a number of advantages to permanent life policies:
Guaranteed protection for life.
Guaranteed Issue as well as No Medical policies provide coverage with no medical exam.
A low-risk investment opportunity which allows you to accumulate wealth.
Many permanent life policies allow you to borrow or withdraw the accumulated cash value.
Below are some of the various permanent life insurance products that we offer. Click a product for more details.
Over 50 Life Insurance
Concerned your age will prevent you from getting the best coverage? We specialize in life insurance plans for those over 50.
No Medical Exam Life Insurance
Worried your health will affect your chance to get protection? We offer No Medical Exam products. No doctor's visit, no blood tests, no hassle.
Funeral Expenses Coverage
Planning your final affairs? We offer life insurance plans that will relieve your family from the burden of funeral costs.
Specialty Life works with leading Canadian insurers in order to provide you with a wide array of affordable life insurance options. Whether you need coverage for long or short-term needs, we can help you find your ideal insurance plan at a price you are comfortable with. Apply for a quote now and discover your options.