Term life insurance offers affordable temporary protection often in 10, 20, or 30-year terms. During this time, your premiums are fixed, and the death benefit your plan provides is entirely tax-free. Once your term plan expires, you can renew your coverage at the end of term at adjusted rates.
Is this the right plan for you?
A term life insurance plan is typically designed to help cover temporary financial responsibilities. People with a young family or young professional just starting their careers often purchase term life insurance because of its affordability and simplicity.
What can a Term Life Insurance plan cover?
Mortgage costs - A term plan is ideal for helping cover mortgages and ensures that the expense isn’t passed on to your loved ones.
Safeguarding your child’s education - With term life insurance, you can protect your children until they reach adulthood, ensuring they always get the education they need, even if something happens to you.
Loans and debts - Term life insurance is an affordable way to cover temporary debts like car or school loans if you pass away.
We’re Here to Help
Are you still looking for more information? Or do you need some help finding out which plan works best for your needs? We’re more than happy to help you! Please feel free to use our short free quote form to get in touch with our licensed advisors. Our team will help you determine the best plan and coverage amount for your unique financial goals.
Concerned your age will prevent you from getting the best coverage? We specialize in life insurance plans for those over 50.
Worried your health will affect your chance to get protection? We offer No Medical Exam products. No doctor's visit, no blood tests, no hassle.
Planning your final affairs? We offer life insurance plans that will relieve your family from the burden of funeral costs.
Here at Specialty Life we specialize in no medical exam life insurance plans, designed for getting coverage simple, fast and affordable. Whether you need coverage for long or short-term needs, we can help you find your ideal insurance plan at a price you are comfortable with. Apply for a quote and discover your options.