Scotialife Term Life Insurance


Scotialife Financial offers four term life insurance plans that do no require a medical exam:

Scotialife Term 1 Insurance


  • Available for those 18 to 64 years of age, renewable until age 70.

  • Coverage options range from $50,000 up to $1 million.

  • No medical exam required if you are under 50 and applying for coverage under $250,000. Only a few health questions will be asked.

  • A 50% living benefit is included, up to $50,000, if you are diagnosed with a terminal illness with less than 12 months to live.

Scotialife Term 10 Insurance


  • Available for those 18 to 65 years of age, renewable to age 75.

  • Coverage options range from $25,000 to $250,000.

  • No medical exam required, only 6 short health questions.

  • Fixed premium rates for the length of chosen term.

  • A 50% living benefit is included, up to $50,000, if you are diagnosed with a terminal illness with less than 12 months to live.

Scotialife Term 20 Insurance


  • Available for those 18 to 55 years of age.

  • Coverage options range $25,000 to $250,000.

  • No medical exam required, only 6 short health questions.

  • Fixed premium rates for the length of chosen term.

  • A 50% living benefit is included, up to $50,000, if you are diagnosed with a terminal illness with less than 12 months to live.

Scotialife Term 100 Insurance


  • Available for those 18 to 65 years of age.

  • Coverage up to $250,000.

  • Lifetime coverage.

  • No medical exam required.

  • Guaranteed premiums.

At Specialty Life, we provide Canadians with a wide array of no medical exam life insurance options, which include a selection of guaranteed acceptance products. Whether you need coverage for short-term or long-term needs, we can help you find your ideal insurance plan at a price you are comfortable with. Apply for a quote now and discover your options.

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