Industrial Alliance offer two different permanent life insurance plans, the Alternative plan and the Prospective plan. They require no medical exam or blood test, making them well suited to individuals who are hard to insure, or have been denied coverage in the past.
This plan is available for those 6 months to 80 years of age.
Coverage options may extend to $100,000 in guaranteed face amount.
Premiums are fixed and guaranteed, with options to pay in 20 years, or until age 100.
Accidental death coverage is twice your original coverage.
Fixed or indexed coverage available.
Some plans allow you to stop paying premiums and maintain reduced coverage for life.
Also available as a term 20 product with some restrictions.
This plan is available for those 35 to 75 years of age.
Coverage options may extend to $100,000 in guaranteed face amount.
Premiums are fixed and guaranteed, payable to age 100.
Accidental death coverage is twice your original coverage.
Fixed or indexed coverage available.
Some plans allow you to stop paying premiums and maintain reduced coverage for life.
Over 50 Life Insurance
Concerned your age will prevent you from getting the best coverage? We specialize in life insurance plans for those over 50.
No Medical Exam Life Insurance
Worried your health will affect your chance to get protection? We offer No Medical Exam products. No doctor's visit, no blood tests, no hassle.
Funeral Expenses Coverage
Planning your final affairs? We offer life insurance plans that will relieve your family from the burden of funeral costs.
