Excellence Life Insurance

Excellence is an insurance specialist based out of Montreal, Quebec, and offers products focused on personal health and life insurance, including term and whole life insurance. They also offer separate disability and accident insurance packages to complete their product line. Excellence offers a Guaranteed Issue life insurance policy that offers scaling benefits based on the length of the policy, with coverage beginning after six months.

Excellence Guaranteed Issue Life insurance

  • Available for those ages 18 to 80.

  • Coverage ranges $2,000 to $20,000.

  • Accidental death coverage begins at 200% of the benefit, increases with time up to a possible 360%.

  • Coverage amount may increase to 120% after 9 years.

  • Dismemberment or Loss of Use will be paid in part as a living benefit.