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Term life insurance is an affordable and practical way to guarantee protection for your loved ones when you pass on. Term life insurance offers fixed rates during the length of the term, often in 10 or 20 year plans, and offer a death benefit to your chosen beneficiary when you die. Term life insurance may be renewed at the end of your term, but keep in mind that rates may increase during this time.
Term life offers tax-free benefits to your loved ones, allowing them to settle their financial obligations:
A home mortgage.
Loan debts and other debts.
Term life will also help you address issues that may arise in event of your death:
Funeral and burial expenses.
Estate taxes and other capital gain taxes.
Medical or Hospital expenses.
Here at Specialty Life we specialize in life insurance for individuals over the age of 50, with plans offering eligibility up to age 85. Our relationship with leading Canadian insurers provides access to a wide range of no medical insurance policies including Guaranteed Issue. With easy undewriting you can be covered in a matter of days. Apply for a quote and discover your options.