No Medical Exam Life Insurance For Seniors in Ontario


In Ontario, many senior citizens don’t have enough life insurance coverage because of the challenging application processes of traditional life insurance plans. The most significant barrier that stops most Canadian seniors is medical exams and their overall health. This big pain point for Canadians makes the thought of getting insured and covering their final needs a difficult one. Facing denials can be disheartening, and we understand that feeling.

That’s why we are offering a simplified life insurance plan for older Canadians in Ontario that does away with the hassle of undergoing a medical exam to qualify for coverage.


A closer look at our simplified life insurance plan:


  • Coverage without a medical exam. Our coverage makes it simple for seniors with health problems or a family history of medical conditions to be eligible for a plan.

  • Up to 80 eligibility age. With a higher eligibility age than most seniors life insurance plans, we can provide more Canadians with affordable coverage.

  • Complete over-the-phone applications. There is never any moment when you have to schedule a face-to-face appointment with an agent. Our entire process is done right over the phone without you having to leave the comfort of your home.

  • Coverage issued fast. Your policy can be issued and activated for most of our coverage options in as little as one business day.


The plans are offered exclusively through Specialty Life and are underwritten by Humania Assurance.

Our team of licensed and helpful advisors work across Ontario to ensure more Canadian seniors have access to our life insurance coverage. We’ve helped many older Ontarians find affordable and reliable life insurance that has provided them with peace of mind and their loved ones with financial security. If you would like to learn more about your life insurance options and get a free no-obligation quote, please complete our short free quote form now.

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