La Capitale Simplified Advantage

La Capitale's Simplified Advantage is an easier way to get life insurance that lasts a lifetime. As a simplified product, this plan is available to anyone between the ages of 40 and 80 who can answer "No" to a series of health questions, with no doctor's exam or blood tests. Simplified Advantage allows you to secure a large amount of coverage, and contains a number of additional benefits to cover unexpected events in your life.

Features of this product include:

  • Available for those ages 40 to 80.
  • Coverage available from $5,000 to $100,000.
  • Premiums and coverage are guaranteed for a lifetime.
  • There is no medical exam needed and no blood tests. All that's asked of you is a few simple health questions.
  • Living Benefit pays 50% of your coverage as a living benefit if you’re diagnosed with a terminal illness.
  • Succession Advantage, for Quebec residents, provides up to $1,000 as a benefit towards legal costs associated with the insured’s death.

We work directly with La Capitale and are able to provide all their latest insurance products. Our specialty is life insurance solutions for individuals over 50, including a full range of no medical and guaranteed issue products. Apply for a quote and discover your options.