La Capitale Simplified Advantage

La Capitale's Simplified Advantage is an easier way to get life insurance that lasts a lifetime. As a simplified product, this plan is available to anyone between the ages of 40 and 80 who can answer "No" to a series of health questions, with no doctor's exam or blood tests. Simplified Advantage allows you to secure a large amount of coverage, and contains a number of additional benefits to cover unexpected events in your life.

Features of this product include:

  • Available for those ages 40 to 80.
  • Coverage available from $5,000 to $100,000.
  • Premiums and coverage are guaranteed for a lifetime.
  • There is no medical exam needed and no blood tests. All that's asked of you is a few simple health questions.
  • Living Benefit pays 50% of your coverage as a living benefit if you’re diagnosed with a terminal illness.
  • Succession Advantage, for Quebec residents, provides up to $1,000 as a benefit towards legal costs associated with the insured’s death.