La Capitale Life Insurance

La Capitale's Horizon 50+ plan is specifically designed for the needs of Canadian seniors. The addition of a living benefit for terminal illness, as well as the option to convert your premiums paid into additional coverage can help you plan ahead for any unexpected event and turn a simplified plan into a comprehensive one.

Features of this product include:

  • Available for those ages 50 to 75.
  • Coverage in $5,000, $10,000, $15,000, and $20,000 packages.
  • There is no medical exam needed. Only a few health questions.
  • Accelerated Payment option pays 50% of your coverage as a living benefit if you’re diagnosed with a terminal illness.
  • Plus Option pays an additional 50% of total premiums paid, up to half the coverage amount, to your beneficiary.
  • Succession Advantage, for Quebec residents, provides up to $1,000 as a benefit towards legal costs associated with the insured’s death.

We work directly with La Capitale and are able to provide all their latest insurance products. Our specialty is life insurance solutions for individuals over 50, including a full range of no medical and guaranteed issue products. Apply for a quote and discover your options.