La Capitale Life Insurance

La Capitale's Horizon 50+ plan is specifically designed for the needs of Canadian seniors. The addition of a living benefit for terminal illness, as well as the option to convert your premiums paid into additional coverage can help you plan ahead for any unexpected event and turn a simplified plan into a comprehensive one.

Features of this product include:

  • Available for those ages 50 to 75.
  • Coverage in $5,000, $10,000, $15,000, and $20,000 packages.
  • There is no medical exam needed. Only a few health questions.
  • Accelerated Payment option pays 50% of your coverage as a living benefit if you’re diagnosed with a terminal illness.
  • Plus Option pays an additional 50% of total premiums paid, up to half the coverage amount, to your beneficiary.
  • Succession Advantage, for Quebec residents, provides up to $1,000 as a benefit towards legal costs associated with the insured’s death.