La Capitale Affirmative Coverage

La Capitale offers, for all ages, their Affirmative Coverage life insurance product. With only 4 medical questions you need to answer, it remains La Capitale's most accessible plan for those whom have had difficulty finding alternative coverage options. Unique among simplified products, Affirmative Coverage offers a cash surrender value and an additional legal benefit for Quebec residents.

Features of this product include:

  • Available for those ages 18 to 80.
  • Coverage range from $2,500 to $25,000.
  • There is no medical exam needed. Just four health questions required.
  • Accidental death coverage pays twice your benefit amount.
  • Succession Advantage, for Quebec residents, provides up to $1,000 as a benefit towards legal costs associated with the insured’s death.
  • Cash Surrender value available on the policy.