BMO Insurance EasyTerm

Bank of Montreal offers EasyTerm Life, a term life insurance plan that can be obtained without the need for a medical exam for face amounts less than $250,000. This term plan allows individuals with health problems the ease and convenience of a no medical life insurnace policy on an affordable basis. Key features of plan:

  • Available for those 18 to 75 years of age.

  • Choice of 10, 20, and 30 year terms available.

  • Premiums and coverage is guaranteed for the length of the term, and provide protection up to age 85.

  • For coverage amounts less than $250,000, no medical exam is required to qualify.

  • Option to convert to a permanent life insurance plan before age 70.

  • A critical illness insurance rider is available on many plans.

We work directly with BMO and are able to provide all their latest insurance products. Our specialty is life insurance solutions for individuals over 50, including a full range of no medical and guaranteed issue products. Apply for a quote and discover your options.