Universal life insurance combines the assurance of lifelong protection alongside a selection of investment accounts available for you to build your wealth and maximize your retirement income.
With a universal life policy, you may contribute excesses of premiums into your choice of guaranteed interest account or indexed accounts. Over time this may result in a larger cash value on your life policy, which may be used for whatever purpose you wish. For this reason, universal life insurance may be a useful way to set aside money for the future when your RRSP is maxed out.
Universal life insurance may be the right insurance solution for seniors whom:
Want the freedom to earn money from their life insurance policy.
Wish to secure the maximum amount of retirement income possible.
Are seeking to build an investment portfolio with relatively low risk.
Some universal life policies allow you to invest the money back into the policy, which can lower your premiums for a cheaper policy.
Vous avez plus de 50 ans et ne pensez pas pouvoir obtenir une assurance-vie en raison de votre age? Consultez-nous. Nous spécialisons dans l'assurance-vie 50 ans+
Vous craigniez que votre état de santé ne vous permette pas d’obtenir une couverture qui puisse répondre à vos besoins? Nous offrons des produits d’assurance-vie sans exigences médicales.
Vous voulez prendre des dispositions dans l’éventualité de votre décès? Nous offrons des couvertures d’assurance-vie qui éviteront à vos proches d’avoir à assumer vos frais funéraires.
Here at Specialty Life we specialize in no medical exam life insurance plans, designed for getting coverage simple, fast and affordable. Whether you need coverage for long or short-term needs, we can help you find your ideal insurance plan at a price you are comfortable with. Apply for a quote and discover your options.