UL Mutual Life Insurance


UL Mutual is a Quebec-based mutual insurance provider that specializes in long term investment products and personal insurance. UL Mutual offers a range of term, permanent, and universal life insurance plans, as well as critical illness insurance. Term life insurance is offered in 10 and 20 year terms, and the permanent life insurance policies are offered in adaptable and integral programs. UL Mutual’s Critical Illness insurance is offered as solely a critical illness protection plan, or coupled with a long-term care protection policy.

UL Mutual Term Life Insurance


  • Available to Canadians up to age 65;

  • Coverage rates from $50,000 to $5 million;

  • Renewable and convertible without a medical exam;

  • Five premium bands offer lower pricing to healthy individuals;

  • Available with UL Mutual's Critical Illness protection.

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