Sears Term Life Insurance


  • Available to those ages 18 to 70.

  • Coverage options range from $50,000 to $250,000.

  • Depending on the results of your application, acceptance may be guaranteed and instant.

  • A medical exam is not usually required for coverage.

  • Coverage is guaranteed for the full amount until age 71, decreasing 20% every year until age 75.

  • $50,000 compassionate advance if you are diagnosed with a terminal illness.

  • Up to 50% in reduced premiums for non-smokers.

  • Competitive group rates for Sears members.

Here at Specialty Life we specialize in life insurance for individuals over the age of 50, with plans offering eligibility up to age 85. Our relationship with leading Canadian insurers provides access to a wide range of no medical insurance policies including Guaranteed Issue. With simple underwriting you can be covered in a matter of days. Apply for a quote and explore your options.

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