Permanent life insurance contrasts with term life insurance in that it provides guaranteed protection for life at fixed rates. Many permanent life insurance policies also feature a form of investment component that allows you to accumulate value on your permanent insurance policy, and obtain a greater return on your coverage upon your death. While rates are comparatively higher than with term insurance, there are a number of advantages to permanent life policies:
Guaranteed protection for life.
Guaranteed Issue as well as No Medical policies provide coverage with no medical exam.
A low-risk investment opportunity which allows you to accumulate wealth.
Many permanent life policies allow you to borrow or withdraw the accumulated cash value.
Below are some of the various permanent life insurance products that we offer. Click a product for more details.
We specialize in life insurance for individuals over the age of 50, with plans offering eligibility up to age 85. Our relationship with leading Canadian insurers provides access to a wide range of no medical insurance policies including Guaranteed Issue. With easy underwriting you can be covered in a matter of days. Apply for a quote and discover your options.