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Permanent Life Insurance

Permanent life insurance contrasts with term life insurance in that it provides guaranteed protection for life at fixed rates. Many permanent life insurance policies also feature a form of investment component that allows you to accumulate value on your permanent insurance policy, and obtain a greater return on your coverage upon your death. While rates are comparatively higher than with term insurance, there are a number of advantages to permanent life policies:

  • Guaranteed protection for life.

  • Guaranteed Issue as well as No Medical policies provide coverage with no medical exam.

  • A low-risk investment opportunity which allows you to accumulate wealth.

  • Many permanent life policies allow you to borrow or withdraw the accumulated cash value.

Below are some of the various permanent life insurance products that we offer. Click a product for more details.

Whole Life Insurance

Term to Age 100 Life Insurance

Universal Life Insurance

Specialty Life works with leading Canadian insurers in order to provide you with a wide array of affordable life insurance options. Whether you need coverage for long or short-term needs, we can help you find your ideal insurance plan at a price you are comfortable with. Apply for a quote now and discover your options.