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Joint Life Insurance

When you and your partner need coverage, some insurance providers may allow you to file a joint application. There a number of advantages that make joint life insurance a great way to insure you and your partner, and these policies typically take the average of both insured’s ages to find the premium, which can allow this type of insurance to cost less.

Joint First-to-Die

This policy pays the benefit to whichever spouse survives after the death of one of the insured. This type of insurance is an effective way of providing financial security to a loved one who may depend on you for care. Some joint policies allow you to renew the policy at adjusted rates and coverage following a claim.

Joint Last-to-Die

This type of joint life policy pays the benefit to a designated beneficiary when both the insured has died. For couples who wish to leave their family with financial support, this type of joint life insurance is an affordable and simple solution.

Specialty Life works with leading Canadian insurers in order to provide you with a wide array of affordable life insurance options. Whether you need coverage for long or short-term needs, we can help you find your ideal insurance plan at a price you are comfortable with. Apply for a quote now and discover your options.