With Guaranteed Issue Life Insurance, you can rest easy knowing that you can obtain the coverage you need regardless of your circumstances. Guaranteed Issue Life Insurance is a permanent plan that you cannot be denied for, with absolutely no medical exam or health questions required to start coverage. Regardless if you’ve been previously denied insurance for any reason, or are simply planning for your future, Guaranteed Issue is a simple and effective way of obtaining coverage.
No medical exam or health questions required to qualify.
Premiums are guaranteed for the length of the plan.
Lifelong coverage with guaranteed benefit.
For some policies the benefit is limited to refund of premiums should you pass away within the first 2 years.
Many plans offer guarantees such as reduced premiums for non-smokers, premium-free coverage past a certain age, or a compassionate advance clause in case of terminal illness.
You are concerned about your health status or age.
You have been denied life insurance coverage in the past for any reason.
You are ineligible for certain life insurance policies.
You do not wish to obtain a medical exam or answer a health questionnaire, or feel that in doing so would render you ineligible for life insurance.
You are planning your final expenses.
Specialty Life works with leading Canadian insurers in order to provide you with a wide array of affordable life insurance options. Whether you need coverage for long or short-term needs, we can help you find your ideal insurance plan at a price you are comfortable with. Apply for a quote now and discover your options.