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Alberta Motor Association, with support from CAA, offers life insurance at affordable rates to members of the organization. Products offered are term life insurance, whole life insurance, and universal life insurance options. Also offered is the CAA Guaranteed Issue Life, a guaranteed issue life insurance plan that accumulates value and requires no medical exam or health questions required to qualify. The waiting period for this policy is two years.
Available to those 40 to 75 years of age.
Coverage options range from $5,000 to $25,000.
There are no medical exams or health questions required to qualify you for this policy. You cannot be turned down for any reason. Your approval will be guaranteed.
CAA members enjoy a 1% to 2% growth in their coverage every year for 25 years.
Your premium rates are guaranteed for life, and your coverage will never end as long as your premiums are paid.
A 50% living benefit is included if you are diagnosed with a terminal illness with less than 12 months to live.
At the age of 95, your policy is considered paid, and you will continue to receive coverage.
Accident benefit pays five times your coverage plan.
Additionally, AMA also offers the Follow Me Life Insurance plan offered through Cover Me, a plan that requires no medical exam should you transition from an existing group benefits plan from work.
Here at Specialty Life we specialize in life insurance for individuals over the age of 50, with plans offering eligibility up to age 85. Our relationship with leading Canadian insurers provides access to a wide range of no medical insurance policies including Guaranteed Issue. With easy underwriting you can be covered in a matter of days. Apply for a quote and discover your options.