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Industrial Alliance Life Insurance

Industrial Alliance offer two different permanent life insurance plans, the Alternative plan and the Prospective plan. They require no medical exam or blood test, making them well suited to individuals who are hard to insure, or have been denied coverage in the past.

Industrial Alliance Alternative Life Insurance

  • This plan is available for those 6 months to 80 years of age.

  • Coverage options may extend to $100,000 in guaranteed face amount.

  • Premiums are fixed and guaranteed, with options to pay in 20 years, or until age 100.

  • Accidental death coverage is twice your original coverage.

  • Fixed or indexed coverage available.

  • Some plans allow you to stop paying premiums and maintain reduced coverage for life.

  • Also available as a term 20 product with some restrictions.

Industrial Alliance Perspective Life Insurance

  • This plan is available for those 35 to 75 years of age.

  • Coverage options may extend to $100,000 in guaranteed face amount.

  • Premiums are fixed and guaranteed, payable to age 100.

  • Accidental death coverage is twice your original coverage.

  • Fixed or indexed coverage available.

  • Some plans allow you to stop paying premiums and maintain reduced coverage for life.

We work directly with Industrial Alliance and are able to provide all their latest insurance products. Our specialty is life insurance solutions for individuals over 50, including a full range of no medical and guaranteed issue products. Apply for a quote and discover your options.