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CUMIS Life Insurance

CUMIS Group Limited partnered with over 380 credit unions to provide individuals with affordable rates on term life insurance, permanent universal life insurance, and critical illness insurance. Their life insurance policies all include joint insurance options and include survivorship benefits, extra death benefits, and a free legal fee benefit, allowing easy and flexible life insurance options for individuals and couples.

Cumis Term Life Insurance

  • Available to Canadians age 18 to 75;

  • Terms of 10 and 20 years with guaranteed fixed rates;

  • Renewable and convertible up to age 70 with no medical exam;

  • Up to $1,000 in free legal benefits for final needs planning;

Cumis Term 100 Life Insurance

  • Available to Canadians ages 25 to 80;

  • Fixed premiums up to age 100, and coverage will never be cancelled unless you stop the policy;

  • Free legal benefit of up to $1,000 for final needs planning;

  • Up to $3,000 in monthly benefits up to half your coverage should you require the services of a nursing home.

Here at Specialty Life we specialize in life insurance for individuals over the age of 50, with plans offering eligibility up to age 85. Our relationship with leading Canadian insurers provides access to a wide range of no medical insurance policies including Guaranteed Issue. With easy underwriting you can be covered in a matter of days. Apply for a quote and discover your options.